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    Capital Markets
    China Desk
    Corporate M&A
    Corporate Services
    Corporate, Commercial & Civil Litigation
    Cryptocurrency Disputes & Advisory
    Employment & Industrial Relations
    Environmental, Social, and Governance (ESG)
    Financial Services
    FinTech
    Funds, Private Equity & Emerging Technologies
    India Desk
    Insurance
    International Arbitration
    International Trade
    Maritime & Shipping
    Mergers & Acquisitions
    Private Client Disputes & Advisory
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    Real Estate & Construction
    Regulatory & Compliance
    Restructuring & Insolvency
    Tax
    Vietnam Desk
    White Collar Crime & Criminal
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Practice

Financial Services

We advise financial institutions, fintech innovators, funds and corporate borrowers on regulatory, transactional and contentious matters across Asia’s continually evolving financial services landscape.

Financial Insight in Markets across the Region Coupled with Strategic Execution

Our Financial Services practice integrates regulatory insight with commercial execution. We advise across the full lifecycle of financial activity, from structuring financing deals and navigating cross-border lending, to advising on fund formation, compliance with securities laws and dispute resolution.

We support banks, payment service providers, asset managers, family offices and listed companies on their transactional, compliance and restructuring needs. Our team also acts in complex disputes involving financial fraud, white collar crime and regulatory enforcement.

We also have deep experience in alternative finance structures including convertible debt, tokenised assets, venture debt and sustainability-linked financing.

As digital innovation drives rapid transformation in financial services and capital markets, fintech companies face heightened regulatory scrutiny worldwide. Our team has a strong focus on blockchain, cryptocurrency, and payment services, offering clients practical legal solutions grounded in deep industry knowledge. Our lawyers are experienced in emerging financial products including merchant acquisition services, consumer finance solutions, real estate-backed digital tokens, gold-backed digital tokens, utility tokens, digital payment tokens, and e-money issuance.

We partner with private equity and venture capital firms, fund managers, family offices, founders, and investors to structure, launch and grow funds across Asia and beyond. Our team combines deep sector knowledge with commercially attuned legal strategies to execute high-growth investments, navigate complex cross-border transactions and unlock value from early-stage ventures to mature exits.

We advise clients throughout the lifecycle of a fund, from origination and formation to operations, portfolio investments, distributions, and exits. Our services cover fund management arrangements, tax structuring, licensing and regulatory compliance. For emerging technologies, we support both investors and founders, offering pragmatic solutions that balance innovation with risk management in fast-moving markets.

Our regional advantage

With lawyers based in Singapore, Malaysia, Thailand, and Australia, and deep relationships across Asia, we help clients align financial strategies with local licensing, tax and securities laws. Our fintech and regulatory lawyers collaborate closely with our disputes and restructuring teams to provide end-to-end coverage of financial risk.

Our regional advantage

Recognitions

Our Services

Banking & Finance
  • Structuring and reviewing financing transactions (secured, syndicated, asset-backed, mezzanine)
  • Debt-to-equity convertible instruments and venture financing
  • Standard form banking documentation and security packages
  • Structuring, documenting, and reviewing finance transactions including asset-backed financing and debt-to-equity convertible loans
  • Advising on security structures and banking standard documentation
Funds & Asset Management
  • Fund formation (VCCs, LPs, unit trusts) and regulatory licensing
  • Advising family offices, fund managers, and VC funds on structuring, governance, and compliance
Financial Regulation & Licensing
  • Securities and Futures Act, Banking Act, and Payment Services Act (Singapore)
  • Securities and Exchange Act, Derivatives Act, Financial Institution Business Act, Bank of Thailand Act, Royal Decree on the Digital Asset Businesses
  • Licensing applications and exemption strategies across ASEAN
  • AML/KYC, data privacy, tokenisation, and securities law compliance
Fintech & Payment Services
  • Structuring tokenised offerings (ICO, IEO, STO)
  • Advising on payment tokens, e-money, and cross-border transactions
  • Drafting and reviewing digital token agreements and whitepapers
Disputes & Regulatory Enforcement
  • Banking and finance litigation
  • Securities fraud and regulatory breach investigations
  • Securities and Exchange Commission of Thailand (SEC) and Stock Exchange of Thailand (SET), MAS, SC, and cross-border enforcement actions
Restructuring & Insolvency
  • Financial restructuring, creditor workouts, debt recovery
  • Representing lenders, funds, and corporate borrowers in insolvency proceedings
Consumer Finance
  • Advising lenders, digital platforms, and financial institutions on regulatory compliance, licensing, and structuring of consumer finance products across ASEAN, including credit cards, hire-purchase, and BNPL schemes.
Regulatory & Compliance Advisory
  • Advising on company formation and structuring of token issuing entities and offerings
  • Advising on ICO, IEO, and STO processes
  • Working with digital token exchanges to launch tokens via IEO or STO
  • Procuring applicable licences or exemptions from Singapore regulatory authorities for payment services
  • Advising on Payment Systems Act licence applications, including business plan reviews, AML policy preparation, and MAS interview preparation
  • Assisting with ongoing compliance after obtaining PSA licences, including licence variations for new activities
  • Preparing and reviewing internal KYC/AML and data privacy policies to ensure compliance with Singapore regulations
Fund Formation & Structuring
  • Advising on the establishment and licensing of fund management companies and family offices.
  • Structuring offshore and onshore investment funds, including hedge funds, private equity, venture capital, and real estate funds
  • Advising on Singapore VCC structures, sub-funds, MAS grant schemes, and tax incentives
Portfolio & Transactional Advisory
  • Advising fund managers on portfolio investments, exits, and co-investment vehicles
  • Supporting founders and emerging tech companies on fundraising, growth, and commercial structuring
  • Guiding venture investments through the use of Venture Investment Model Agreements (VIMA) in Thailand.
Regulatory & Compliance Advisory
  • Licensing and compliance for fund management, fintech, digital assets, and payment services
  • Tax structuring for PE/VC and investment funds across multiple jurisdictions
Emerging Technology Legal Advisory
  • Navigating regulatory frameworks and legal risks around fintech, Web3, digital assets, and other fast-evolving sectors
  • Leveraging our network of industry and regulatory specialists to keep clients ahead in highly competitive markets

Latest Legal Updates

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More Practices

Capital Markets
China Desk
Corporate M&A
Corporate Services
Corporate, Commercial & Civil Litigation
Cryptocurrency Disputes & Advisory
Employment & Industrial Relations
Environmental, Social, and Governance (ESG)
FinTech
Funds, Private Equity & Emerging Technologies
India Desk
Insurance
International Arbitration
International Trade
Maritime & Shipping
Mergers & Acquisitions
Private Client Disputes & Advisory
Probate, Wills & Estate
Real Estate & Construction
Regulatory & Compliance
Restructuring & Insolvency
Tax
Vietnam Desk
White Collar Crime & Criminal
Find Us
  • Singapore

PDLegal LLC Singapore
1 Coleman Street 

#08-02 The Adelphi 

Singapore 179803

Tel: +65 6220 0325
Email: enquiry@pdlegal.com.sg

  • Thailand

PDLegal Asia (Thailand) Co., Ltd.
6th Floor, 6 O-NES Tower,
Sukhumvit Soi 6,
Khlong Toey, Bangkok 10110

Tel: +66 2 254 6415
Email: Thailand@pdlegal.com.sg

  • Malaysia

Tan, Siew & Lee (TSL Legal)
9-1, Level 9,
Wisma UOA Damansara II,
No. 6, Jalan Changkat Semantan,
Damansara Heights,
50490 Kuala Lumpur

Tel: +603 3009 7825
Email: enquiries@tsl-legal.com

  • Australia
PDLegal Australia
Level 3, Suite 12
58 Pitt Street
Sydney NSW 2000

Tel: +61 2 7813 7619
Email: enquiry@pdlegal.au

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PDLegal Asia (Thailand) Co., Ltd. is a limited company registered in Thailand. © All rights reserved 2026.

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  • About
  • Accolades
  • Practices
    • Capital Markets
    • China Desk
    • Corporate M&A
    • Corporate Services
    • Corporate, Commercial & Civil Litigation
    • Cryptocurrency Disputes & Advisory
    • Employment & Industrial Relations
    • Environmental, Social, and Governance (ESG)
    • Financial Services
    • FinTech
    • Funds, Private Equity & Emerging Technologies
    • India Desk
    • Insurance
    • International Arbitration
    • International Trade
    • Maritime & Shipping
    • Mergers & Acquisitions
    • Private Client Disputes & Advisory
    • Probate, Wills & Estate
    • Real Estate & Construction
    • Regulatory & Compliance
    • Restructuring & Insolvency
    • Tax
    • Vietnam Desk
    • White Collar Crime & Criminal
    View all
  • People
  • Careers
  • Insights
  • Countries
    Offices
    • Singapore
    • Thailand
    • Malaysia
    • Australia
    Regional Desks
    • China
    • India
    • Vietnam
Enquiries